Links & Downloads

Listed below are links to web sites that may be of interest to you. Feel free to visit these web sites.

Senior Tax Preparation Services - Call: (949) 748-1900

Click Here to take the Financial Bully quiz and find out if you are being bullied.

Click Here for list of charities eligible for tax exempt status by the IRS.

Click Here to see how charities will use your donation.

Parental Costs - USDA’s Cost of Raising a Child calculator, you can estimate how much it will annually cost to raise a child.

Free Credit Score - Credit Karma gives you access to your Credit Scores, No Fees, No Trials, and No Credit Card required.

Free Credit Report - Get your annual free credit report from Experian, Equifax, and TransUnion today.

Budgeting Guide -  Use this worksheet to see how much money you spend this month. Then, use this month’s information to help you plan next month’s budget.

Auto Lease/Buy Calculator - A big decision is whether to buy or lease a car. Use this calculator to find out which is best for you

Retirement Calculator - Determine all the facts and figures to calculate your successful retirement

Center For Retirement Research - Center for Retirement Research from Boston College

Ed Slott and Company - Ed Slott’s web site for the most up to minute IRA advise.

Harry Dent Helping People Understand Economic Change - HS Dent is an economic research and forecasting company that works diligently to provide Financial Professionals and individuals with the proprietary economic tools needed to accurately forecast what lies ahead in our economy based on The Dent Method - the only documented record of success at forecasting long term economic trends.

IRS Publication 590 for IRA’s - IRS rules and guidelines for IRA’s

Social Security - This link takes you to the 2009 summary report

Truth in 2011 - See our official national debt and the numbers of what our government has promised.

U.S. Government Accountability Office

Because the content of newsgroups and websites changes constantly, it is impossible for us to review it all. Our Agency cannot be responsible for the content of any of the above links.

The "Five Easy Steps" Series from Ed Slott

Use these downloads to help you take care of some key financial tasks in just Five Easy Steps:

Using a Tax Refund to Fund an IRA

Calculating NUA

Calculating an IRD Deduction

Quantitative Analysis of Investor Behavior

Do fiduciaries produce better returns? Is there investor irrationality being displayed?  Does this lead to inferior results?  Find out with this analysis of investor behavior.

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Fixing a Missed RMD in 5 Easy Steps

What is a missed Required Minimum Distribution?
RMDs must be taken by IRA owners beginning in the year they turn 70 1/2 and by IRA and Roth beneficiaries beginning in the year after the death of the account owner. RMDs not taken are subject to a penalty of 50% of the amount not taken each year.

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The Roth Conversion Decision Just Got Tougher

As much as we like Roth conversions and encourage individuals to convert, we do realize that Roth conversions aren’t for everyone. There have always been many factors to consider before doing a conversion. With the passage of the 2012 tax act on January 2, 2013 and with the healthcare surtaxes taking effect in 2013, there are now more factors to consider.

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Have Questions? Ask Chuck!

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